If you have an anniversary coming up and want to make the event extra special for you and your significant other, a cruise to an exotic destination is one of the best ways you can do that. There are all kinds of places you can ride to in a large cruise vessel from the beauty of the frigid Alaskan coast, to the clear waters of the Caribbean and South Pacific. But if you're on a budget, you might have a little difficulty affording a trip like this and finding ways to pay for it, even with discounts. But we're happy to inform you you can do it if you pay for it through our auto title loans in Robstown, TX.
You can buy just about anything using auto title loans including luxury cruise tickets because these loans are quite different than most regular loans. The way they work is by having a title loan agent take a look at a vehicle, determine how much it would likely sell for and issue the vehicle owner a loan while having it signed over as collateral. Except the title loan company doesn't actually keep the vehicle itself, they only keep the title and then return it once the loan plus fees are all paid off.
The monthly income you need to qualify for auto title loans in Robstown, TX could depend on how much you want to borrow, the condition of your vehicle or how long you need the loan. Usually auto title loans are limited to a one month term, though if you do have a monthly income that covers it you may be able to extend it for a few months depending on the lender's terms. When you come to apply for an auto title loan, you'll need to bring financial statements so the lender can verify you have a plan to pay it back. Keep in mind though that your income doesn't have to be just limited to employment income.
It doesn't even matter what kind of credit you have when you apply for auto title loans in Robstown, TX because your loan is backed by your vehicle and personal income. So whether you've had poor or bad credit, past bankruptcies, or even no credit you can be approved for a title loan no problem. One thing you should be aware of though is that while there is no credit report needed to approve you for an auto title loan, paying back the loan even on-time or ahead of time also isn't likely to help your credit score that much if it's damaged.
When you apply for auto title loans in Corpus Christi you won't have to worry about being served mountains of paperwork, but you will need to sign a few papers that indicate your agreement to repay the loan, understanding what your interest rates and payment dates are and other legal terms. You'll also need a couple items to present to the title loan agency which include the following:
Our process all starts by filling out our auto title loan estimate, and we'll call you and help you go from there.